Remove pot transactions from statement


This month I have been managing my pots a lot, lot’s of adding/withdrawing, for example I withdrew £500 from a pot to make it an ISA which then added another £500 so my income/outcome was not accurate on my statement.

Is there a way to exclude them from the statement? If not, would be good if you could!

Yes, like an option in pot settings hide/un-hide


Agree. To me the statements just do t make sense. No statements available for pots, yet the statement shows money disappearing from and returning to the main account. No idea how this will work when they add accounting package integration to the business accounts. At the moment I’m manually entering just the main transactions into my accounting software and ignoring any pot transactions, but then the statements and balances don’t tally with the accounting software. It’s a bit of a mess.



Monzo need to decide whether pots are separate accounts or not.


Completely agreed on this. I have one account number with Monzo so I’m only interested in money going in (income) and out (payments) of this.

How my balance is subsequently sub-divided into pots, and transfers between them, shouldn’t even be a consideration for my statement as it doesn’t impact my overall account balance.

I looked at them for the first time recently as I’m hoping there’ll be a mortgage application forthcoming and was pretty horrified with how they looked. They do need a good tidy in all fairness.


We sent Monzo statements for our mortgage application recently and it got them confused really bad. I had to provide a long letter explaining how everything works including links from Monzo blog articles.


Completely agree on this. I too have recently applied for a mortgage and my statements were mental.
Recently came into a bit of money and not realising the effect it had, and constantly changing my mind with how I was organising my pots, meant that my statement showed outgoings as over £30k!!!
Luckily this doesn’t seem to have affected me, but it does make it impossible to reflect what’s going on.
Like above, remove pot transfers from statements …only money going/coming from external should be counted.


Yes, the statements need to be improved.

No pots will not be separate accounts. The potential number is… well 2m times x pots is… A LOT!! Way too many account numbers to issue.

Statements can definitely be clearer. I would like to see them designed with a summary in the first page, this ideally should have total balance (including pots) with an income and expenditure overview (not including internal transfers to/from pots).

Itemised list of transactions can stay pretty much as it is but after it, I would also like to see a similar itemised list of all pots with their relevant transfers, fees and interest.


I’m finding this to be a real problem at the moment - I’m getting a credit check to secure a new apartment and the Monzo statements don’t fly.

I have a series of pots that I manage each month through IFTTT - so all that’s left in my ‘main’ account is spending money. But the statements show that money going into pots = spend. And money coming back in before a bill goes out = income. In other words, wildly wrong.

Has anyone figured out a workaround for this?

Definitely agree

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Huge yes to this, especially as it affects my business statements too.

Moving money to pots is not moving money out of my accounts, so it shouldn’t show on my statement. Otherwise the statement just makes no sense and makes it looks like you’re spending a lot more than you really are.

On a similar note, it would be great to have a balance column in the statement as well.

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it does have a balance column on the statement

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Ah yes you’re right on the PDF version, it’s the CSV statements that don’t have a balance column for some reason

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Yes, I made a similar comment in April last year. My accountant has actually asked me to move banks because the statements make so little sense but I’m holding out as the pots are so useful.

Statements are worse than useless in my opinion though.

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I’m sure when this is mentioned before it has to stay legally your account has to document all transactions, or something like that. I forget the exact wording.

This poses an interesting existential question:

Are main balance-to-pot transfers and vice-versa actually transactions? Or, are they just a way of ‘ring-fencing’ parts of your overall balance?

I’m very much in the latter camp and am very strongly against having pot ‘transfers’ on my statements. The money hasn’t left my account, my overall balance remains the same, so why should I care? It just makes the whole thing messy and non-sensical.


Yeah i hate seeing pot transfers on my statements, especially because i make upwards of 5ish a day.

On the surface pots are a ring fenced sub account rather than a different account, so completely agree that transactions to/from pots don’t belong on statements since they don’t leave/join the account. However they are transactions so do belong on the transaction feed. That said if statements were to have a balancf column for main, each pot and total then they should appear.

However savings pots ard different - they are actually separate acconts held elsewhere and transactions to/from these are actually leaving/joining my Monzo account so do belong on statements.

I guess this difference of opinion between us and Monzo comes down to their being no clear description of what a pot actually is. Especially as interest is calculated on your main balance not your combined balance (at the risk of restarting that argument), unlike Starling’s spaces which are clearly ring fenced sums since they calculate interest on the combined balance.