I have recently gone full Monzo and loving it - thanks.
We are looking to move home in the next couple of years and if memory serves me correctly, our mortgage companies are going to want to see bank statements for proof of earnings and spending.
I’ve just downloaded our statements for the last few months and they’re an absolute mess, as there are lines all over the place that say “withdrew from pot” or “added to pot”, without any sort of display showing how much is in each pot.
Add this to the fact our Savings Pot cannot have its own statement, and essentially our statement for our Monzo account is just confusing. And that’s confusing for me, let alone a third party who doesn’t know the context.
Is there a way you could add a feature to “turn off” pots from bank statements? So that the balance shown is the overall balance of all pots?
I too have recently gone “full Monzo”, with lots of automation and scheduled payments between pots, so my statements are a little chaotic. A single statement only showing transactions where money actually enters or leaves the account would be great - especially for mortgage / visa applications.
Interesting, I think there’s an argument both for including and excluding them. The way it works on the business account, with a user-driven choice, seems like the best way to approach this.