Is this a view that is common for all banks but simply can’t be expressed at the others or is it a Monzo specific thing?
The two other banks I’m with (Halifax & Nationwide) both have an apply section in a sub menu. Not on the main screen where you see all your account balances.
- Halifax on the navigation menu bar at the bottom.
- Nationwide in a ‘More’ menu in the account.
Would you ring NatWest and ask them to remove adverts from their app? If not, why not?
No. I wouldn’t contact other banks to complain about this, nor would I ask monzo to remove it. I didn’t know it was possible until @gmclean mentioned it.
Once or twice I have been on the wrong side of a payday, assessing my situation where things dont quite line up right. Depending on the person, this may either help or hinder them knowing that a loan or overdraft is so easily available.
Monzo have to make money. But what if people have opted out of lending promotions, because they know how quick and easy it is (thanks ) and also that it could send them on a downwards spiral.