It is. Paid early is good when it comes before a weekend or bank holiday otherwise the time period between pay days is the same as if you just left it. So it is that balance between messing up summary or getting paid a bit earlier. I tend to just leave my summary when taking the money early.
I fail to see the benefit in using the Get Paid Early feature for this exact reason, so avoid it.
What @Jonny2 is referencing though, is when the employer pays you early, as mine used to do every December.
It will sort itself out if you can manage without summary being totally accurate for a month.
My income gets paid into my Monzo account and then distributed between pots, savings accounts, legacy banks, meaning all the remaining balance is mine to spend as I wish until next pay day, so, while the Summary feature is glanced at occasionally, particularly towards the end of the period to see where my money was spent, it is not critical in my budgeting after pay day.
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Anarchist
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As others have said, there doesn’t seem to be an elegant Monzo solution to this.
Personally, I’m not sure that there is an automatic solution. I use a spreadsheet to track my spending. My salary goes into Santander (get paid early whether you want it or not, and without the theatre of dragging one icon to another), but it doesn’t get put into the spreadsheet until the first of the month.
Of course, if we were talking about being paid early now rather than in December, I’d recommend simply moving the money into a savings account until your usual pay day and then moving it back again. That stops you spending any money earlier then the normal monthly cycle (self-discipline can work too, if you happen think that way).
That’s what I did but you obviously can’t go back in time and change that sort of thing.
Apologies for being a broken record, but this is my workaround for your payday cycle (I get paid on the last Wednesday of the month).
I budget by calendar month rather than by payday (so 1st of the month to the end of the month). When I do get paid I immediatly squirrel the money away into pots. One pot I’ve called “salary” and I pay myself a monthly salary from this on the 1st - this is my budget for the month.
By doing this it avoids those awkward months with 5 weeks between pay days causing a headache with budgeting.