I’m loving being paid early (especially on Friday rather than Monday) but now my budgets are completely out of whack. At the moment Monzo knows a month budget is 25th - 24th, but now this changes every month because I grab my money before payday.
Which MEANS that all the salary I’m spending is now coming out of last months budget (which is all pretty much spent because it is nearly at the end of its duration).
2 painful outcomes of being paid early:
- My summary is telling me I did great because I ended the month with tons of money (not really cos its next months money)
- that I over spent on every budget (not really cos I’m spe ding next months money)
My suggestion would be the ability to have my monthly budget run from the moment I chose to grab my salary.