I was about to start a new thread to suggest exactly this but instead will support @b.mannerings post. Mondo was pitched with the ability to help people manage their money well, but it’s not a savings product so having a scrolling interactive graph based on balance to me is no help really. I want to be able to see my spending pattern, but at the minute what I’m actually looking at is the pattern of my top ups. The two are completely at odds in terms of goals for me as a “customer” and what I’m looking for out of the product. For different reasons I top up in chunks on a regular basis too.
The big banks are starting to develop (albeit slowly and with mixed results of effectiveness) such apps and addons to customers account functionality. My own bank; Santander, have Spendylytics. It’s pretty rubbish really but the key thing with all of these is that they are based on spend, not account balance.
Yes, for me the growth of Mondo into a full banking product would go someway to fixing this as it would be my main account so the balance would be the adverse of my spend and show trends. That being said, basing it on spend surely deserves lots of “we’ll think about it”, because basing a trend, or the pulse, on balance right now doesn’t really help anyone unless they top up as if they were paid their salary/wage and only used Mondo, which as a beta product you don’t encourage anyway.