What I’d really like to see is lots of ways to understand my spending. The pulse is useful because it helps me keep an eye on what’s going on generally, but I’d like to have lots more options, i.e. a table showing what I spent week by week to check that I’m spending roughly in line with my budget. Switching between table and graph. Again the pulse is good, but it doesn’t have X or Y labels. The graph should also show which portions are bills, entertainment, etc. Basically I need to be able to answer the question, what’s my actual average expenditure per week, per month, per year? Very difficult to do with my natwest account.
Perhaps also some machine learning analytics to predict what my spending/balance will be in the future given past trends? Haven’t put much thought into that one…
This morning I topped up £130 from another account I paid cash into for the purposes of sending it to a friend via transferwise. Although technically I spent it, the money was never mine and now it’s harder to get a handle on what I actually spent. Similar situation with paying for dinner and then getting the money back from splitwise. I might have paid £60, but I didn’t actually use that portion of my budget, but now my totals are harder to calculate. Basically I’d like a way to discount certain expenditure from my cashflow.
This might not fit into Mondo, and it would probably work better as a separate app that can draw multiple accounts (including bill sharing apps like splitwise).