Things like this is one reason I keep my shopping list in a list app and only appear my order the night before delivery. So at most I only have to verify twice.
Seems to work differently with different supermarkets, with Asda I had to verify every time, but with Waitrose it doesn’t always happen. Makes me wonder if it’s also the supermarkets choosing to trigger the flow and not just Monzo.
It would be good if Monzo were able to use machine learning to figure when to automatically complete the flow instead of making you verify in app, but I believe that if they do this it means the fraud liability shifts to them and they may not be ready to take on additional risk of loss.