Glad to hear you’ve finally got access to a JA 
Now you’ve both got it - time to put pressure on making it better
So my app has finally opened and let me apply for a joint account.
The only change that I can identify is my credit score… on the 5th July it was 899 on experian. On the 6th July it went to 942.
On the 5th July i wasnt eligible (I happened to have checked whilst on holiday)… the next morning my score went up, so I logged into Monzo and it was then available.
Im sure no one will confirm this was the sole reason, but this is the only change visible from my side.
Just posted - My experian score went up, and the same day the Monzo JA option became available.
It’s nothing to do with your credit score.
It’s a change Monzo have made, nothing you could do to influence it.
Correlation ≠ causation.
Well then…
I did say clearly its the only change visible from my side haha. I obviously missed the announcement for the changes from Georgia!
Well after my joint account application submission last month - the application sat in ‘queue’ and it took them three weeks to decline it and tell me I am not eligible again.
Back to the drawing board. In the mean time, theyve offered me a loan and a flex account. Curious how im credit worth to lend money too… but dont fit criteria for a no overdraft joint account. Doh!
Sounds like it’s more to do with the other person you want to open the account with then.
Ah… a sensible conclusion!
Except theyve also offered her a loan, she has a flex account (£0 balance) - and otherwise has clear credit and no debt, and above average income.
the plot thickens!