Searching for “contact support” used to bring up the option to chat, but now it only brings up the option for the self-help flows. Which is great if the thing you need is on there.
I need to increase my open banking limit, and “open banking” is not one of the options. So I submitted “card payment,” but it turns out it’s not that option. And I can only select a future date for the payment limit to be increased, so I have to wait for the following day to find out that wasn’t the correct option.
After the flow has finished, there’s no way of adding a comment to the request. What is this madness? This wastes the customer’s time, and CS time because I have to trial and error multiple requests until I get it right.
(BTW, the payment limit was increased within seconds - for tomorrow, so great work on speed, terrible work on UX).
The result: I transferred the amount out of Monzo, to a bank where I can actually communicate with a human.
I’ve stopped recommending Monzo now because of their lack of customer service. I still haven’t had a proper response to a support request from Monzo since October last year. The complaint about it was also not replied to. Now with the financial ombudsman to literally get a support request replied to.
I think realistically I’m going to have to switch banks as having it as a main bank is too risky. It relies too much on nothing going wrong.
I do love many things about Monzo (as you probably know from my many fanboy posts over the years). And it is still the best bank for me. But my oh my, dealing with FD support lately, and now this experience with Monzo - the two banks are worlds apart.
And now FD has fee-free foreign transactions and foreign ATM withdrawals with no limits - actually makes it a slightly better travel debit card than Monzo now (not that that’s the only reason I’m with Monzo, but was a big draw).
But going from:
1 - here’s a live chat option
to 2: chat is hidden behind self-help pages (and is not live)
to 3: there’s no chat option at all (unless you know the secret magic URL that only exists on an internet chat forum)
I think it all changed again in the last year, and now I’d be surprised if anyone actually has the chat button at all still on the main help page. I don’t have it anymore despite previously being one of the special ones who did. Haven’t for some time now. No longer know anyone who does have it either. After polling my group chat, we’ve all lost it now.