same, more than £500 goes in, but it is the direct debit
what I have had to do is set giffgaff to take payment from paypal and then paypal to take payment from Monzo
so every week a set amount is transferred into goodybag, which then paypal takes payment from said goodybag
tbh, even if I did not meet the criteria, the fees would not be an issue, watch now, I’ll having to start paying fees because I will start to constantly lose the card or it keeps breaking…
I carry a bit of cash with me, but haven’t used actual cash in a while now, what with contactless payment and if over the limit, shove the card in, type in the pin, done and dusted…
although last month, it said I met the criteria, but now is saying if I do nothing from 14 Jan my allowances will drop, only thing that has not happened yet is the direct debit to come out, due to be paid in a few days time, but when I look at the schedule section, I have 4 subscriptions/direct debits, albeit only 1 is active every month, the other 3 are for credit cards