Took out some cash for a second hand item I purchased today. £320 incurred £2.70 of fees 
Was there a policy change recently that I missed? - this feels like the least “challenger bank” thing I’ve seen from Monzo so far…
What ATM was it? Some do charge.
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Standard Monzo has a daily limit of £250. R-
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It seems the fee is from Monzo rather than the cash machine. I checked in the app:
Withdraw up to £250 cash in the UK and EEA every 30 days
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If there’s a limit, it’s a limit, you wouldn’t get a fee for withdrawing more, you surely wouldn’t be able to withdraw that much. For that reason, I suspect the ATM is at fault.
Is there any messaging on the cash withdrawal transaction that reveals more detail, OP?
For reference, my cash withdrawal limit is £400.
Has this always been the case? - I’m sure I’ve withdrawn more before without a fee 
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Scratch that, I clicked in and that’s my International ATM limit!!
For UK there is no limit.
The message on the cash withdrawal transaction:
You were charged a fee of £2.70 because you’re over your free ATM withdrawal allowance
Unless you don’t meet the conditions Monzo set down for your account being a main account, in which case they charge 3% for withdrawals over the limit.
October 2020, to answer the question in the topic.
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This is very confusing. I shouldn’t try and investigate limits whilst I’m trying to finish an email! Ignore my comments, I’m bowing out!!
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Blimey. Must be a machine operator charge then. R-
If you touch “Learn more” it breaks the allowances down further, and if it says “unlimited” next to UK, the fee was charged by the machine and not by Monzo.
So £120 over the £200 wouldnt that be £3.60 with 3%?
120/100*3
Likely a maths fail on my part
The text at the bottom of their screenshot explains why they were charged. It was a Monzo fee.
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Thanks - I had missed this. Hardly ever withdraw cash, probably the reason.
Disappointing in any case.
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Just adding my own screenshots to show why I asked the question:
Second screenshot applies to me that I have unlimited allowance so would be no fees. But I never withdraw cash, never mind cash near the limit, so would never be in a position to test this.
ETA subsequent replies would indicate that Monzo’s documentation is unclear and er, they know if 
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90÷100×3 = £2.70
Wouldn’t that be £230 limit?
320-230 = 90
Confudling ain’t it? R-