Nearby Friends

I’m just astounded at how much the product team seems to know about my life. @kieranmch How did you know I was struggling to get people to pay me back for drinks at my local?? #nomoreexcuses #paymebackpals

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Getting people to pay back money can be so painful!

We are hoping that this feature will massively reduce friction, and also put some gentle time pressure on! :smile:

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So the announcement video’s up on Youtube:

Are those real bank details for @anon50039658 that are visible 11 seconds in?

Try it sending him some money & see what happens :wink:

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Well uhh, which charity would he like to donate to?

I seem to remember Clarkson getting stung in a similar manner.

Edit: Edit: I see all of your edits :wink:

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It’s possible but Monzo’s ‘exposed’ lots of (fake) account details in their marketing & as far as I know, this would be the first time they’ve slipped up.

It would be embarrassing if they were the real details, since he’s Head of Marketing :eyes: :grin:

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It is a valid sort code at least (Co-op)

I guess that answers your question then (they’re fake) since this feature only works for Monzo to Monzo transfers :sweat_smile:

Well, the payments screen also shows non-Monzo accounts which is where it’s visible.
Capture

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Think that might be a boo-boo on Monzo!

Tempted to send 1p and see if it works.

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I might have just done that…

Put it in entertainment category :grin:

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I hope so or someone’s going to be very confused

Scrolled up someone already asked lol

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These days I don’t really have peoples phone number. In fact, the biggest reason I have exchanged phone numbers with people in recent months is to facilitate monzo payments! This sort of case comes up a lot for me and I imagine many other people.

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I know it’s been pitched as ‘Send money to people nearby who you don’t know that well/trust with your details etc’: but what sort of details are in the corresponding feed data [especially the raw JSON]? Does your account number/other details get exposed (such as in a inter-bank transfer) to them?

I’d imagine it’d have to.

For me, the use case is at work. Folk have my work mobile - I have no desire to give out my personal one (as soon as one person has it, everyone has it - and then I’m getting more out of hours calls than I do already).

Actually, rooting around in the archives, this is the type of problem it solves for me:

Edit: I should say that for me I really don’t mind others that I’d use this feature with having my name / account info. It’s not a privacy thing for me.

Name and photo are the only things given to the recipient :slight_smile:

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Interesting. So I receive a payment this way (I haven’t yet) I wouldn’t see their account number? And I wouldn’t be able to make a payment back to their account without using Nearby Friends / re-entering account details?

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No, you wouldn’t see their account number.

You would be able to make another payment because we also send the User ID.

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