I’m just astounded at how much the product team seems to know about my life. @kieranmch How did you know I was struggling to get people to pay me back for drinks at my local?? #nomoreexcuses #paymebackpals
Getting people to pay back money can be so painful!
We are hoping that this feature will massively reduce friction, and also put some gentle time pressure on!
So the announcement video’s up on Youtube:
Are those real bank details for @tristan that are visible 11 seconds in?
it sending him some money & see what happens
Well uhh, which charity would he like to donate to?
I seem to remember Clarkson getting stung in a similar manner.
Edit: Edit: I see all of your edits
It’s possible but Monzo’s ‘exposed’ lots of (fake) account details in their marketing & as far as I know, this would be the first time they’ve slipped up.
It would be embarrassing if they were the real details, since he’s Head of Marketing
It is a valid sort code at least (Co-op)
I guess that answers your question then (they’re fake) since this feature only works for Monzo to Monzo transfers
Think that might be a boo-boo on Monzo!
Tempted to send 1p and see if it works.
I might have just done that…
Put it in entertainment category
I hope so or someone’s going to be very confused
Scrolled up someone already asked lol
These days I don’t really have peoples phone number. In fact, the biggest reason I have exchanged phone numbers with people in recent months is to facilitate monzo payments! This sort of case comes up a lot for me and I imagine many other people.
I know it’s been pitched as ‘Send money to people nearby who you don’t know that well/trust with your details etc’: but what sort of details are in the corresponding feed data [especially the raw JSON]? Does your account number/other details get exposed (such as in a inter-bank transfer) to them?
I’d imagine it’d have to.
For me, the use case is at work. Folk have my work mobile - I have no desire to give out my personal one (as soon as one person has it, everyone has it - and then I’m getting more out of hours calls than I do already).
Actually, rooting around in the archives, this is the type of problem it solves for me:
Edit: I should say that for me I really don’t mind others that I’d use this feature with having my name / account info. It’s not a privacy thing for me.
Name and photo are the only things given to the recipient
Interesting. So I receive a payment this way (I haven’t yet) I wouldn’t see their account number? And I wouldn’t be able to make a payment back to their account without using Nearby Friends / re-entering account details?
No, you wouldn’t see their account number.
You would be able to make another payment because we also send the User ID.