Fascinating, thanks!
(Looks around surreptitiously for someone to swap pennies with 
)
I just noticed if you block access to contacts you can now still access payments. When did that happen? 
What’s the point of sending the token to Google if it’s being broadcast over Bluetooth anyway? Wouldn’t other Monzo phones be scanning for tokens over Bluetooth? I didn’t understand from the blog post how Google Nearby helps make the feature work.
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I was assuming that it was the Google service that was responsible for managing the broadcast side meaning the app just needed to make a google call of some sort and wait for answers rather than managing everything else. I don’t know how realistic that is though.
I was a little confused by this also
Just used this for the first time today. Works like a charm!
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