I have been using Monzo for almost a year now but I have been using Starling a lot more recently. In particular for 2 of my vacations (one in the EU and one in the States), my Starling card proved to be superior.
Apart from the AMAZING Monzo community/service and app, Starling is “better” because of below reasons:
- The ability to view your card details in-app (including CVC)
- Ability to withdraw up to £400 daily domestically and internationally (including outside of the EU)
- Card does not get automatically frozen randomly (ergo leading to awkward moments at the checkout)
- Less security scandals/issues
I am strongly considering switching to Starling just because I don’t want to carry loads of cards. However, if Monzo were to match/correct above items, I would definitely stay!
This is not me hating on Monzo, I genuinely love it! But as aforementioned, Starling and Monzo are very similar but Starling offers a few extra practical features.
What do you think?