Monzo Plus: Virtual Cards

3DSecure should work on our virtual cards the same way as on our physical cards.

Our virtual cards are issued on a new BIN. While we’ve tried our best, and the new BIN’s been active for a while, some merchants might not have updated their BIN tables yet. If you have any acceptance issues, let us know, and we’ll try and sort it out with the merchant.

My understanding is that refunds should work on a closed virtual card, but gambling payouts won’t. But we can’t guarantee that refunds will work for all merchants. Again, if you have issues, let us know and we’ll see what we can do!

10 Likes