I’ve been paying for mine since July, and have noticed I’m not using half of the features anymore. I don’t even use the virtual cards anymore either now as use Apple Pay for most things…
I even find the offers are something I can find online with a quick search sadly nothing is a unique to monzo type offer.
Has anyone else cancelled? If so it says we need to order a new card which is fine, but with the post situation at the moment will my current card holographic one work until I get the hot coral one back?