I’d also like to mention that metal cards are VERY attractive, if the other things alone don’t make people spend 18 pounds a month or so, then the metal card + with the things @megubyte listed will IMO. Aesthetics goes a long way. Sadly I have no numbers to back what I’ve said up, just anecdotal evidence (Curve started offering metal cards and it seemed their popularity went up significantly… they charge 13 pounds a month, I think?)
Curve at least uses WireCard Card Solutions Ltd (UK-based) for the metal cards, according to the back of the card I have, I don’t know about Revolut though.
@megubyte Agreed 1 time charge for different colour or metal cards. Personally I’d be happy to pay anything upto £30 for a metal card as long as it had at least 2 years to expiry.
Also personally I would expect to have to pay for every replacement if I’d lost it etc.
My dream is breakdown cover (RAC or AA preferably), gadget cover (ideally a better known insurer) and if at all possible free (2-4/year) or discounted lounge access.
I’ll probably sign up anyway for the navy card, but I hope it’ll have what I need.
Pick and mix product would be great (and unique as far as I can tell), but difficult for Monzo to put together I would assume.
If not an option what I would like to see is something equivalent to Nationwide’s bundle (Breakdown cover, phone insurance, and travel insurance) but with a two-tier pricing model; one price for those who don’t need family cover (perhaps around £10/month) and a different price for those who do (perhaps around £13/month, like Nationwide).
Because, stupidly, when I went full monzo I did a full switch instead of a partial switch. I thought it was the best thing at the time as I prefer to keep and use only one account but later regretted not keeping the Nationwide account for the benefits. I could open a new one but I will have lost the 20 or so years of history which can be useful for credit/loan applications. Now, I guess I’m waiting to see what Monzo Plus does.
Monzo’s created the kind of change that’s really unique in the industry. There are three companies I’m fanatical about. Monzo, Spotify and JetBrains. The latter two I already pay for gladly and I’d be happy to pay for Monzo for a worthwhile service that they offer. These companies have done more for me than any other in terms of the impact they’ve had on my life. And I’m more than happy to contribute back in whatever way I can. Good causes need not be only charitable. They can be a force for good in the community.
Sadly I have no numbers to back what I’ve said up, just anecdotal evidence (Curve started offering metal cards and it seemed their popularity went up significantly… they charge 13 pounds a month, I think?)
