I would love to see Monzo plus be a thing, but I do share the feeling of most people here that the offering is too much for too little (though I am aware this is based on what is offered and what the cost is). Personally, I’d love to see a “pick and mix” of perks to choose from which adjust the price that you pay monthly. I would also think that if you chose a custom card, this is something that could just be paid for upfront instead of it being a feature that comes at an extra premium over, say, 12 months.
No problem with me being locked in to 6/12 month commitment especially for certain perks, but I would love the ability to choose how I pay - if I could get a discount for paying quarterly, semi-annually or annually then this would be amazing!
Some things I’d love to see in a premium product like Monzo Plus would be:
- Metal (100% recycled material?) cards
- Phone/device insurance
- Contents insurance
- Breakdown cover
- More colour options (I think and black card & white logo would look great)
I would say that while the above is a list of what I personally as an individual would want in such a product, it of course doesn’t say much for the rest of the public - I second ideas to at least ask people what they would want rather than open the feature to people who are active or fanatic about the bank more than your average Joe.