With new ways to pay, Apple, google, curve etc. I can see physical cards becoming less used in the future. So the card colour may become irrelevant.
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You were probably flagged for being rude. You can edit the post and it will unflag automatically. A simple rephrase of the opening sentences will probably sort it.
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Well you called it. I didnāt specify which of the two sentences were rude.
Right back on topicā¦
Monzo Plus.
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This thread is hilarious! Who knew a trial could rile people up so much!
I think @cookywook summed it all up nicely in his post. People can see the value, but the consensus is that itās too much money at the moment.
As for the card colours, there have been multiple threads about people wanting to pay for different colours so thereās no harm in letting them pay for one if itās something they want.
The subscription model seems a bit āout thereā as a way to do it as itās not clear (to us at least) if you can use the different coloured card afterwards or if itās just that you donāt get more merchandise after you cancel.
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I always thought the standard curve card was a midnight blue? Reckon theyāll be similar?
The aggression is certainly flowing.
Thatās a point that we havenāt had an answer to. Whether itās āpay for 6 monthsā and use the card until expiry or āpay for 6 monthsā and have to throw it away and get a standard card at the end of that time.
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I phrased that a little too vaguely.
People can see the value in having packaged offerings of insurance etc, but that this one is not value for money.
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With CuCuCovers now being a potential thing
Surely this means that paying Ā£3 a month for a card colour is now redundant?
Correction a fiver but the point still stands
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I think itāll be more like Starlingās business card, i.e. a single shade with a matte finish. I think that looks better than Curveās. Perhaps save the āspun aluminiumā look for a future metal card?
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Donāt forget the branch of hbos that defrauded itās customers to fund lavish lifestyles
Iām one who left rbs after my business account was closed after they play silly games on me now thatās childish for a bank that was move valuable than the UK as a country at one point it was so much it couldnāt fail but did fall so close the government stepped in
I canāt wait for the monzo business account to be available Iām all aboard for that and I didnāt like Lloydās TSB original offering for a business account that had no debit card so after a gap went with RBS and it was hell with them so now I have great service with AIB in Dublin for my euro side but itās transferwise business till monzo business is open and itās full monzo for UK stuff and AIB for Irish and euro stuff with transferwise filling in the gaps
I await to see what happens with Monzo Plus cause Iād take a metal card if they offer one
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Bundling access to my credit report might be useful, and seems a relevant bolt on for a bank to offer
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No wonder Starling closed their forum. This thread doesnāt show much of a communityā¦
However, nonetheless, Iād like to see how the offerings here evolve. Like many, the initial offerings donāt tempt me (although I canāt wait to see that midnight blue (?) coloured card!).
The fact that Monzo staff have taken the time to reply to the thread and comment on their thought processes is ultimately what sets them aside from other companies. Youād be amazed how many firms launch ideas and then sunset them without comment. It feels good to be part of this launch and improvement process.
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For some reason, I imagine itās the people who like the brighter, more unusual cards that would be the ones more willing to pay for the privilege.
Or possibly customisable. With a digital wallet, it would be great if banks could offer people the choice of customising the graphic that gets added.
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Paying for.a card is ridiculous. Itās a bank card
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This topic is temporarily closed until Monday morning due to a large number of community flags.
Itās disappointing that 24 hours later this has been closed due to the number of flags 
Weāve reached out to a couple of people this weekend and I really donāt want to be having to write more DMs about the Code of Conduct.
Please keep this on topic and civil otherwise we will unfortunately have to close this thread permanently.
As has been said above, we really value your feedback and thoughts on Monzo Plus but a number of the points have already been made further up so it would be good to avoid circular discussions 
To reiterate - this is simply a trial! We have always believed itās much better to run small scale tests - to ship and iterate gaining actual customer feedback rather than postulating on what people might want. Yāall have come up with some awesome ideas for how we can make this better, showed us where our assumptions were wrong and given some really great feedback.
Please donāt make the mistake of assuming this is the final product! 
If we thought it was perfect we wouldnāt be running these tests nor having this discussion; I think that goes for the rest of our product too 
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And would lose Monzo a lot of money. Thereās no way they could do that so cheap. Ā£30 maybe
Edit: actually my car insurance is over Ā£100 a month so make that package Ā£150
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