Monzo.me payments failing with Card declined message

Did you see this from Dan?

Do other banks have limit-free no-fee payment processing that will let you get £2 from everyone frequently?

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So eventually I get a response from a “specialist” who says my use of monzo.me has been temporarily suspended and would be resumed within a few days (which could be up to a week)… No further explanation was provided even though I asked for details… hmmm… Doesn’t bring a lot of confidence that , so I will see what happens…

Doesn’t it cost Monzo for every monzo.me transaction? I would imagine they would be happy to swallow the cost for infrequent use, but if you’re having 25-30 per week that could mount up.

Perhaps you could persuade the people involved to just do a bank transfer instead?

Why offer a facility if everyone is saying oooh that costs monzo… :triumph: If that is the case then it should be withdrawn… Drives me nuts…

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Is everyone saying that?

If that was the case they would have just told you they were withdrawing it from you for good

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Withdrawal of feature… Incoming :joy:

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Perhaps they should withdraw the feature from those that abuse it.

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I think it’s more likely they are investigating if this is a personal account or account for a club

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A good idea but then they need to actually specify what abuse is. To some abuse may be more than once a month, to others it might be more than 50 transactions a day. Without that clarity there can be no abuse.

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This reminds me of the overseas cash withdrawals. There will be a tipping point when Monzo will have to implement a rule about number of transactions per time period, or minimum amounts, or something, to avoid burning money to support the feature.

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So time to bye to Monzo… I’m not putting up with bad service, and hello Starling…

Do starling have a Monzo.me equivalent?

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Join and you can find out…

Yes and it has 0 limits and you can even do up to £99,999 at once.

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Until Starling realise they are using a personal account for business too :stuck_out_tongue:

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Well I don’t need it so no point me joining

Ah ok. Sounds a lot better than the friends standing next to you thing they had