🇪🇸 Monzo in Spain [Discussion]

[anon95680666]

worth reading an excellent post from @Avishai might throw some light on your questions

Dynamic Currency Conversion with examples - guide for travellers

Dynamic Currency Conversion, DCC - biggest enemy of any Monzonaut! Confusing screens , double negative questions , sometimes even three screen prompts to select DCC can really make it difficult for good Monzonaut to steer clear from DCC. I haven’t seen an example where ATM or POS with DCC offered better rate than Monzo (fees included). Even with planned ATM withdrawal fees, rule of thumb - Monzo is better and will be better because…