Monzo Extra, Perks & Max (2024) for Joint Accounts

[davidwalton (Award Winning Hot Coral Analyst)]

I speculated the obvious (JA’s to be killed or relaunched as JAv2) in this post:

Not eligible for Joint account - Monzo investor, premium payer and early adopter

Then the only initial criteria at the point where you hit the ‘Open’ button has been met. Meaning once that request hits the server, server says no. Which means that a process (AI/Human) has decided that you can’t have a JA. And that’s not personal but your account has been labeled, along with many others it seems, for some reason, into the server-says-no group. And it’s that unknown reason which makes no sense. I suspect - as it has been said before - that Monzo is really throttling the numbe…