This is my first post so bear with me.
I’ve gone ‘full monzo’ on my personal account and love it, joint accounts being made public was brilliant news as most of my money is spent through my joint account with my wife (bills, food shopping, child care mortgage etc) which monzo lends itself to perfectly. With the added benefit of my wife getting a notification when I spend our joint money .
My new joint card arrived today and I was excited to activate it. This is when I found out there was no CASS or overdraft available. I’m sure this has been mentioned upteen times but it makes the joint account more or less unworkable for me - our overdraft is a necessary and used safety net and changing all the DDs will be a nightmare.
Other feedback, my wife isn’t interested in using Monzo as her personal account but in order to apply for a joint she had to open one anyway meaning a card she’ll never use was issued. I’m not the cost is minimal but if this takes off it could prove a helpful saving to just be able to open joint account straight off.