That makes sense, Tom’s asked for feedback on credit cards so it’s good to keep talking about your use case
https://community.monzo.com/t/what-about-credit-cards/5373/4
The challenge with collecting our card provider’s data is that I doubt they’d be willing to share it. And even if they did, Monzo has access to the complete transaction’s details when you use their card, whereas they may not if it’s come from another provider. Not to mention the commercial benefits for Monzo
So either something’s going to have to be done to address the points benefit or the value add is going to have to be developed (it will be of course) so that it’s more compelling than the points or :mondo:'s going to decide that credit card users who earn points aren’t their target market right now. I hope it’s the former, we should hear more on the general strategy soon..