One of the big drivers for Monzo is the ability to categorise your payments, do your budgets and see where your money goes. All of this is great, but only if you use your Monzo account for all purchases.
If you’re like me, then you use a credit card for all purchases, and pay it off at the end of the month.
The problem with this is that my Monzo account basically just has my salary coming in, then my direct debits and standing orders, and then 1 large credit card payment.
The only way I can get a good summary on this is using something like Yolt, but then that just makes Monzo pointless as its basically doubling up on features.
It’d be good to have the option to link my Credit Cards to Monzo . Monzo could then pull the details every 24 hours or so, and give me the same breakdown as it does for my current account. It’ll then mean I could budget more accurately, and also do things like tell me if I’m spending too much etc.