Far easier to just start from next week if you’re weekly, or the following week if you’re paid monthy.
I’ll bulk do mine in Sheets, no way am I doing it in Monzo!
Think I have read enough on this topic and time to mute this thread, for me, and get back to living 
What a thread!!! 
All the best to all trying out the new product 
1 Like
Beer!
Fine by me 
I know exactly how money Dashboard uses my data and it’s anonyomised so I’ve no issues with that.
Though even if it cost me more money, the fact of the matter is that there are tools out there dedicated to just credit reports or just financial management. Trying to tread on those toes is not going to work because of simple resource allocation. Monzo won’t ever be on par or surpas money Dashboard because they are not a company that specialises in finance management. Money Dashboard needs to excel in it because it’s all they do. Partnering with these other firms may be a more solid solution in the future rather than trying to run alongside them.
The app is pretty slow now - iOS 13.6 scrolling and pressing there’s a delay in the motion.
Also, hot coral holographic card please. Thank you
The one thing with the other banks apps they don’t go slow but monzo does
Anyone add new monzo plus card to curve yet wonder if it comes up monzo plus card
Just got home from work to my new Plus card and… Wow! That’s a really nice finish and a slick design. Really impressed
4 Likes
Unimpressed I signed up straight away when it launched yesterday morning and no card yet
Royal Mail were fined for missing first class deadline for delivering mail cause many were delivered late I’m 33 miles from edinburgh
Again, not sure how this can be held against Monzo?
Why are you unimpressed if you already knew postage was bad in your area?
2 Likes
Postage is normally good I don’t hold monzo to fault
1 Like
It would be very interesting to know Monzo’s thoughts on this, but I doubt we’ll get them.
My reckoning is that Plus will tempt some current Monzo users to upgrade, but I also think that Monzo’s basic account will suffer and fewer people will switch from other banks to monzo.
In fact, we already know that Monzo’s basic account is suffering… just look at the (now locked thread) about monzo stagnating. It turns out the development has been just as active as ever, but it’s all paywalled. And I very much suspect that features we were teased with (eg credit scores, seeing credit cards in monzo) were originally intended to be released to everyone, but have since been paywalled.
Disappointed? Yes. Paywalling features was pretty much the one thing that almost everyone said they didn’t want to see in new Plus.
There’s a lot of excitement here about new Plus but the wider feedback in other places (eg Reddit) is much less favourable.
A wise commercial decision? I don’t think so. Everything in Plus is too easy to copy, and too easy for other providers to undercut.
5 Likes
Reddit is where people rage none stop about everything, its not a nice place.
1 Like
I upgraded yesterday, primarily for the custom categories. After playing for a bit it seems like almost all the things that drew to plus need a tweak to be truly useful
- Custom categories are great but being able to bulk change old transactions from specific retailers would be a massive help. I did the last couple of months manually (thankfully I didn’t use my card much because of lockdown!) but I can’t face doing more
- Transactions split between categories show up as one line in Google sheets with one category listed, and the split in a separate column at the end so it’s not straight forward to eg. plot the spend in each category or filter to see all transactions with in a category. It would be much easier to have a separate line for each part of the split
- I agree with a lot of the comments here about what would make virtual cards better, specifically being able to freeze them, link them to pots and add them to Google pay
- Open banking seems great but TSB and Virgin/Clydesdale aren’t included so I can’t actually use it yet. Some idea of when more banks will be added would be nice
- Credit score in the app is nice, even though you can see it for free elsewhere I never actually do. Being able to see all 3 credit score providers together would be a bigger selling point though!
- I’m disappointed custom monzo.me links aren’t part of new plus, it seems a fairly obvious addition to me
- I’m really not a fan of the green background in the app can we please switch it off!
5 Likes
Yeah I guess it depends on what subs you are on and the types who respond. One guy who was negative for Monzo (quite brutally and nastily) had also been into the far right type subs regarding BLM etc so he was a special sort of character, he was doing everything he could to tear down monzo.
Reddit has a terrible reputation with all the people I know.
4 Likes
How long does it take roughly for the card to arrive? I live in north London and I ordered the card yesterday but have yet to receive anything in the post.
Some have had it today. That’s all we can say.
There has to be some limitation at the shipping end as to how many they can get out in a day so it could depend in part on the take up of the account.
Idea!
Do you think it would be possible now with this to get IFTTT/Sheets to automatically round on your direct debits?
Bills Pot Balance - £1000
Subscription - £8.26
Bills Pot Balance - £981.74
Take that 74p, and it would have to move to your main account, then to the coin jar afterwards?
3 Likes