Would be amazing if flex credit card can offer cashback like other bank.
They’re currently trialling something along those lines:
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It’s not related to how much you have as the instant payment part got removed a while ago. So you can spend up to your limit with £0 in your account and it’s fine
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Has anyone see this where instead of when you pay your monthly flex payment instead of the top figure going down it goes up ??
Have removed and left the beta version of the android app and just installed the normal version and its still the same, so it should be -£1841.64 and £159.36 available
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I was able to sign up to Flex this week, and give the transactions a go today 
Really pleased to find it’s a credit card-ish option with section 75 protection and 0% commission on foreign currency transactions!
I use YNAB for budgeting, so I was surprised to find that I couldn’t use open banking to automatically import the Flex transactions into a YNAB credit card account. I guess they won’t exist in the API until they are paid off in the main account. Which means I’ll have to manually add each transaction to an unlinked credit card account in YNAB and use the QIF statement export to reconcile. This was also raised in Flex reporting on open banking.
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You definitely can with Emma. It appears automatically under Credit Cards and shows all transactions. Even handled a refund pretty well.
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Oh, then I wonder if it’s something missing from TrueLayer. I’ll message YNAB support, they might know more if that is the case.
Only pots and the main account are listed at the moment.
YNAB support figured it out, unlike pots Flex is treated as a separate account in Monzo which makes sense.
Re-connecting the accounts with YNAB allows you to select all the accounts when authenticating with Monzo.
Edit: scratch that. While the Flex account show in a list in Monzo when re-connecting YNAB/TrueLayer, it doesn’t appear in YNAB after that, more digging to be done!
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I need this feature. To have all payments to default to pay in full at the next payment date. I love Flex, using it like a credit card as you say but it’s clunky to have to update every single transaction. When will this be rolled out please?
Email from Monzo 
Edit, tapping on the above blue button (from the email client on your phone) takes you straight to the Monzo app and displays the following:
You then get a calendar to select the preferred date - but I don’t currently have to change mine 
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Haven’t had the email. But was just able to change mine.
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I got the email too. I changed it by 1 day
If you do change the date, you can’t change it for 6 months
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Still wishing I was eligible 
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Today I couldn’t pay for my car rental via Flex, due to what turned out to be (IMHO) bad UX design.
I gave my Flex card number to the lady over the phone, but it wouldn’t go through. I saw the above message on my app.
As I was on the phone with her, and had to read and decide quickly, this message to me implies Flex doesn’t work over the phone. The blue button text implies some sort of customer support would come up if I pressed it.
Not wanting to delay and keep her on the phone, I used a different card.
After the call, I tapped on that button to see what it did, and it took me to a screen that said I could authorise the transaction by tapping another button, then retry.
I think the first button should just say “Authorise transaction” so it’s clear you can do that from the first time you see the rejection, rather than a cryptic question which, in my understanding at the time, would take me to support options I did not have time to read while I was on the phone.
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I have been using Flex for a few months now. Overall good product however one thing I dislike is that when you download the pdf statement, you do not get any information on what the payments where for. e.g. you get “you flexed a purchase” and the amount. Pdf statements are vital, e.g. for insurance companies, which may not accept app screenshots.
Also when you get refunds in a normal credit card it shows up in the app as a credit. Yet with Monzo flex the refund is buried within the flexed transaction and you see it in small print. I do not like this.
Other than that, great overall product.
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Hey! Is there any update when this would be available? I’m using Flex as my credit card now, but it’s only let down by having to update every payment. Thanks 
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Send me a DM with the email associated with your Monzo account and I’ll see whether I can sneak you in to the test. No promises though!
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Can I be snuck in? 
I missed both forms by like twenty minutes 
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Ping me your details and I’ll try 
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What trial is that?! 
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