Hey 
Just realised Iāve never actually introduced myself here 
Iām Aaron, and Iāve been a COp since the end of October so if youāve come through the chat, email or phone in the evening at the weekend since then, youāve probably come across me 
(soz)
I regularly lurk here but donāt post much 
Hahaha. Hi Aaron 
Miss you!!!
Hey!! 
Miss you too 
Hi Everyone,
New to monzo forum, however I have been with monzo for a couple of months. I am trying to decide whether or not to start using monzo as my main current account, but I am hesitant of doing the move! 
Any thoughts/suggestions would be appreciated 
Hi,
For most people it depends what situation you are in financially. Do you need a large overdraft, be able to pick up a debit card same day kinda thing.
I know many people full monzo who do not regret it at all. They love being full monzo but itās all up to what you need in a bank account.
Welcome!
Hullo
If youāre hesitant, why not just try it as a spending account for a while? If that goes well, you can try some Direct Debits and Standing Orders, and then move your whole account over, if you want. 
Hi Rachel,
I donāt need an overdraft at all. My only hesitation is because I want to buy a house in a year from now and I was thinking to just stick with my current bank (Lloyds) for stability. Of course I will shop around when the time comes to get a mortgage but I donāt know how recognisable is monzo to the āābigāā banks. Will it be ok if I show them my monzo statement when the time comes? Will they accept it or will I have any issues. Thatās what I am thinking currentlyā¦
I have no personal experience with mortgages. However, I know we have a few topics on the community about Mortgages already. Give them a search and have a chat on those and I am sure someone will help you.
@ermis Iām just in the process of buying a house, got my Mortgage through Natwest, used my Monzo statements and had no issues what so ever
Thatās good to know! Thanks 
Loyalty to the big banks doesnāt tend to be worth nothing! Their mortgages tend to be uncompetitive too. Make sure you shop around before committing to a bank just because youāve been with them a while.
Hello
My name is Filip.
Iāve been with Monzo for a good couple of months and Iām loving it!
I had no idea of this community until now, and now Iām loving Monzo even more!
Hey!
My nameās Martin, Iām from Leamington spa but living in Sheffield,
Iād heard about Monzo a while back, but as you do with all new āfadsā you tend to not take too much notice, it wasnāt until a work colleague showed me all about Monzo and how it worked I decided to take a chance! And looking back I havenāt regretted it other than not doing it sooner!
My personal experience is nothing but absolute positive! I used to be really awful at money switching between Lloyds and Santander for thee piggy bank techniques and budgeting with their awful internet banking, but since Iāve had Monzo I I barely use them at all! Monzo, with the openess and listening to the customers instead of investors and partnerships makes banking seem real and very personal, Iāve since, using pots been able to get grips with finances so easily! With normal banks your restricted in what happens next, Monzo, every week is a different update or potential idea that seperates it from the normal boring banks besides, that feeling of whipping out a hot coral card and sometimes even conversations about being Monzo at the most random times!
Seriously isnāt one issue Iāve had with other banks that I have had with Monzo, so easy, so simole! Any problem, customer service within a few minutes,
No waiting,
Monzos allowed me to organise 50/30/20 budget so simply itās unbelievable Iāve ever had issues Iāve had with other banks!
I would say though! It would be good if monzoās could somehow organise events around Yorkshire,
I for one, have loved having monzo, keep up the cracking work!
Hey
Iām Connor and Iām a Web Developer from Southampton in the UK, Iāve been with Monzo since Beta and the original name, and Iām also an investor.
Lovely to see how friendly this place is
Hey @Martwall1981
You may be interested in thisā¦ You wonāt even have to travel far! 
Welcome to all the new people
Hi all, names Chris and Iāve been a :mondo: addict for almost a year now having been introduced to it by a friend.
Been posting on here on this great community a bit more lately (since I spotted the new design thread). Just closed my first direct account and moved over to :mondo: full time and also have a joint account with my wife.
Loving the sound of some of the upcoming plans :mondo: has and look forward to seeing what else is in store!
Welcome @MrO, great to have you on-board!
Hey everyone 
Seb here - Iām a software developer and been with Monzo since the Beta. Participated in the latest round of crowdfunding too.
Really great to see Monzoās backlog and all of the discussions around it - and really encouraging to see a bank that operates in a truly Agile way - a shining example for many tech companies to follow.
Been here a while but realised Iāve never posted in this thread! Hi everyone.
Iām Kate.
#FullMonzo convert, personal finance enthusiast, big fan of Hot Coral. 
Iām into budgeting, bargains and getting the most out of my finances.
Loving the community forum so far!