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1320

Hey!! :raised_hands: Miss you too :pensive:

1 Like
1321

Hi Everyone,

New to monzo forum, however I have been with monzo for a couple of months. I am trying to decide whether or not to start using monzo as my main current account, but I am hesitant of doing the move! :stuck_out_tongue:

Any thoughts/suggestions would be appreciated :smiley:

1322

Hi, :wave:

For most people it depends what situation you are in financially. Do you need a large overdraft, be able to pick up a debit card same day kinda thing.

I know many people full monzo who do not regret it at all. They love being full monzo but itā€™s all up to what you need in a bank account.

Welcome!

1 Like
1323

Hullo :wave:

If youā€™re hesitant, why not just try it as a spending account for a while? If that goes well, you can try some Direct Debits and Standing Orders, and then move your whole account over, if you want. :+1:

1 Like
1324

Hi Rachel,

I donā€™t need an overdraft at all. My only hesitation is because I want to buy a house in a year from now and I was thinking to just stick with my current bank (Lloyds) for stability. Of course I will shop around when the time comes to get a mortgage but I donā€™t know how recognisable is monzo to the ā€˜ā€˜bigā€™ā€™ banks. Will it be ok if I show them my monzo statement when the time comes? Will they accept it or will I have any issues. Thatā€™s what I am thinking currentlyā€¦

1325

I have no personal experience with mortgages. However, I know we have a few topics on the community about Mortgages already. Give them a search and have a chat on those and I am sure someone will help you.

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1326

@ermis Iā€™m just in the process of buying a house, got my Mortgage through Natwest, used my Monzo statements and had no issues what so ever

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1329

Thatā€™s good to know! Thanks :slight_smile:

1330

Loyalty to the big banks doesnā€™t tend to be worth nothing! Their mortgages tend to be uncompetitive too. Make sure you shop around before committing to a bank just because youā€™ve been with them a while.

2 Likes
1331

Hello :wave:
My name is Filip.

Iā€™ve been with Monzo for a good couple of months and Iā€™m loving it!
I had no idea of this community until now, and now Iā€™m loving Monzo even more!

7 Likes
1332

Hey!

My nameā€™s Martin, Iā€™m from Leamington spa but living in Sheffield,
Iā€™d heard about Monzo a while back, but as you do with all new ā€˜fadsā€™ you tend to not take too much notice, it wasnā€™t until a work colleague showed me all about Monzo and how it worked I decided to take a chance! And looking back I havenā€™t regretted it other than not doing it sooner!
My personal experience is nothing but absolute positive! I used to be really awful at money switching between Lloyds and Santander for thee piggy bank techniques and budgeting with their awful internet banking, but since Iā€™ve had Monzo I I barely use them at all! Monzo, with the openess and listening to the customers instead of investors and partnerships makes banking seem real and very personal, Iā€™ve since, using pots been able to get grips with finances so easily! With normal banks your restricted in what happens next, Monzo, every week is a different update or potential idea that seperates it from the normal boring banks besides, that feeling of whipping out a hot coral card and sometimes even conversations about being Monzo at the most random times!
Seriously isnā€™t one issue Iā€™ve had with other banks that I have had with Monzo, so easy, so simole! Any problem, customer service within a few minutes,
No waiting,
Monzos allowed me to organise 50/30/20 budget so simply itā€™s unbelievable Iā€™ve ever had issues Iā€™ve had with other banks!
I would say though! It would be good if monzoā€™s could somehow organise events around Yorkshire,
I for one, have loved having monzo, keep up the cracking work!

9 Likes
1334

Hey :slight_smile:

Iā€™m Connor and Iā€™m a Web Developer from Southampton in the UK, Iā€™ve been with Monzo since Beta and the original name, and Iā€™m also an investor.

Lovely to see how friendly this place is

4 Likes
1335

Hey @Martwall1981 :wave:

You may be interested in thisā€¦ You wonā€™t even have to travel far! :smiley:

1336

Welcome to all the new people :wave:

1 Like
1337

Hi all, names Chris and Iā€™ve been a :mondo: addict for almost a year now having been introduced to it by a friend.

Been posting on here on this great community a bit more lately (since I spotted the new design thread). Just closed my first direct account and moved over to :mondo: full time and also have a joint account with my wife.

Loving the sound of some of the upcoming plans :mondo: has and look forward to seeing what else is in store!

5 Likes
1338

Welcome @MrO, great to have you on-board! :raised_hands:

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1339

Hey everyone :wave:t2:

Seb here - Iā€™m a software developer and been with Monzo since the Beta. Participated in the latest round of crowdfunding too.

Really great to see Monzoā€™s backlog and all of the discussions around it - and really encouraging to see a bank that operates in a truly Agile way - a shining example for many tech companies to follow.

7 Likes
1340

Been here a while but realised Iā€™ve never posted in this thread! Hi everyone. :wave:

Iā€™m Kate.

#FullMonzo convert, personal finance enthusiast, big fan of Hot Coral. :stuck_out_tongue_winking_eye:
Iā€™m into budgeting, bargains and getting the most out of my finances. :tada:

Loving the community forum so far!

6 Likes
1341

Hey @seb, hey @katewilliams, great to have you both here. :blush:

(@seb, if you are a crowd funder and would like the rocket / flare thing, there are some instructions over here!)

3 Likes
1342

Good morniinnng all! I brought pastries!

Iā€™m Pete. Iā€™ve been using Monzo for about a year. My fiancee sold it to me on the basis of the fab color of the card and many other benefits. I enjoy doing brazilian jiujitsu, playing guitar and planning my wedding! Good to meet you all :smiley:

9 Likes