Issue: The predicted value on the scheduled payments is wrong (predicted is £13.99, actual is £6.99) resulting in the available balance on the Home Screen is incorrect as it’s using the predicated value instead of the latest/actual value e.g.
current balance = £100
Total of scheduled payments (using predicated): £13
Total of scheduled payments (using latest): £7
Available balance (predicated) = £87
Actual available balance = £93
Until the payment of £7 is actually made, the available balance is incorrect. It would be easier if this predicted value was editable and not allowed to go any lower than the lowest payment
Details to reproduce: Have a scheduled payment with the same merchant over a long period of time that has changed multiple times over that timeframe OS: IOS Device: iPhone 14 Pro Max App Version:
This isn’t a bug, it’s a feature request. The predictions are based off the last month and will self correct if the payment is lower (but be wrong the month after if higher). HSBC’s balance after bills allows for re-adjustment manually, which ideally Trends would also do.
Thanks for checking this out. It’s understood that the comment on what it should be is a feature request. However, if what you say is true about taking the last months payment as the predicted value then I believe this is still a bug as this is what my last few payments look like:
Correct, there was a time where it was £14 a month. However, I don’t think Monzo is tracking it as a separate subscription as a payment for £14 is within the history of the scheduled payment that also includes the £7 as linked above.
