I have a question about using the Monzo card both in plastic and on my iPhone’s Apple Pay wallet. If I lose the plastic card, can I still use the card in my Apple Pay wallet. Obviously, I would freeze the card for security but until I organise a replacement card, is it ok to momentarily unfreeze the card, make the purchase using Apple Pay then refreeze the card?
Thanks.
Logically, yes. Sensibly, no.
2 Likes
When you replace the card it will automatically update in Apple Pay.
As a user who banks with Monzo and Nationwide, if Nationwide allow an existing device to use contactless even when the card is blocked, I can kinda not see why Monzo can’t follow this as well.
Yes obviously if the phone is stolen and the card too then I can understand, but if it was just your wallet or you lost your card, you’re stranded and have to either pay extra to use a virtual card to make payments, or use another bank.
1 Like
I suppose it’s a policy issue, not a technical limitation.