If you haven't moved over, what's stopping you from making Monzo your main bank?

[Chapuys (Kevyn)]

@Jami mentions this later in the thread.

@Jami

Hey all, good sleuthing!

Regarding the current state of Committed Spending Pots - We put together a very rough proof of concept version in a couple of weeks to test internally. The main feedback we’ve received is that the problem is well worth solving, and that it’s really helping some people - but the current approach feels a little clunky, and has quite a few rough edges.

Before we release something to y’all - We want to improve some of the fundamentals of Summary (because what Committed Spending is quite closely tied, and might need some simplification first), we want to find an approach that’ll work well for people who don’t always have all the money they need to set aside for bills up front, and we want to make sure it doesn’t become another manual process that requires you to think too much about how much money you need to set aside.

I hope we can solve this one well though, to me it feels like one of the main problems we need to solve if we want to help people keep the benefits of a separate spending card, whilst also paying their bills via Monzo.

I currently use a 2 account setup. If Monzo gets the Committed Spending pot working, I would use just Monzo for everything.