Our Press team is working on a bit of research about how āMonzo meā has entered the vocab of so many.
So I obviously said itād be worthwhile asking the people who helped name us
So hereās the questions
How often do you think you use the term?
Why do you say it instead of āpay meā?
How often do you hear others saying it?
Anyone got a funny anecdote about it?
But I donāt think Iāve ever said it. Because Iāve split the bill a few times with people, I get āYou pay and then do your fancy bank thing and we can just pay you back easilyā Errrmm actually itās called Monzo Me⦠oh nevermind.
I think nearly all of my friends and I say āMonzo meā/ājust Monzo meā when buying rounds/splitting bills/generally paying for stuff for each other.
If I had to examine it, I think we say it as a shorthand explanation that the other person doesnāt need my bank details because they already have my number, and therefore they know itās going to be easy to pay me back.
Similarly, when with someone who maybe might not have paid me before, I might just say ādo you have Monzoā/āIāve got Monzoā, to let them know the same thing re ease. And I certainly correctly assume that most people around my age and at least a friend of a friend will have Monzo. Always a surprise when someone occasionally doesnāt.
So I probably say it every week at least, sometimes many times a week.
For me itās just an easy way of saying Iāll transfer them the money without needing to ask them for their bank details because everyone seems to have a Monzo account so itās not required to faff around with account details.
But over time this has become less said as friends stop using Monzo over more traditional banks and ask for the money to go their Santander/HSBC/Lloyds account instead.
Myself and my friends say Monzo Me for everything.
Iām the financially irresponsible one who never had enough cash in my actual account (all in pots) to pay for a meal/book tickets in the moment, so one of the group pays for the total bill and Monzoās us for our shares.
Also way less embarrassing than asking a waitress to split it when we can do it in two seconds outside.
Still waiting on a payment for a Girls Aloud ticket though⦠reminds me to click āSend Payment Reminderā!
Me and my siblings often send Monzo requests for Ā£999999 just to let them know weāre thinking of them too
Monzo me is synonymous with āpay meā in my friendship group! Thereās little point saying ātransfer meā or something similar anymore as everyone uses Monzo