Gpay contactless limit

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1

Whay is the Gpay contactless for monzo coral

2

Does google pay have a limit?

3

It varies from shop to shop as I believe they set the limit or rather their payment processor does. So it also depends on how up to date they are too,

Sometimes it is Ā£30 but Iā€™ve paid ~Ā£150 before. Itā€™s one of those things you just need to try but as said above, I donā€™t think Google set any limit :slight_smile:

4

There isnā€™t a limit. Iā€™ve paid north of Ā£1000 via Google Pay Contactless before.

5

Depends on the shop, Tesco is restricted at Ā£40 I believe.

6

Tesco have increased their Apple Pay/ Google Pay limit to Ā£250. Not sure if theyā€™ve rolled it out to every store yet or not.

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7

Really annoys me that retailers get to set this limitā€¦

I went into H&M, spent Ā£120 they said Apple Pay wonā€™t workā€¦ I did it and it worked.

Went to Asda, spent Ā£50 tried to use Apple Pay. Didnā€™t work.

To be fair, the majority of places are either unlimited or fairly high on Apple or googlepay but there are a few like Asda where it is kind of annoying and makes me have to keep my card with me regularly :confused:

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8

Asda has long had a limit on older terminals that is the same as contactless - it does my head in!

9

I think that this is because contactless payments can be processed when the PED (card terminal) is offline and therefore there is a possibility that the retailer is on the hook for the value of the transaction until and auth code is retrieved. Could be totally wrong though.

10

Iā€™ve heard the reasoning (allegedly from staff at stores) that they keep the limits to same otherwise people get confused.

I get both confused and annoyed when my shopping comes to Ā£35 (local Asda limit is still Ā£30) and I canā€™t pay by phone and have to go rooting for PINs and holding the queue upā€¦

11

Itā€™s usually just because a retailer isnā€™t using the latest version of Visa/MasterCard/Amexā€™s contactless specification that supports the consumer device verification method.

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12

ASDA is the worst because thereā€™s no limit at the Filling Station but there is in store.

I donā€™t know about less confusing but definitely frustrating when you donā€™t have your card on you, just filled up Ā£80 at the filling station and used Apple
Pay, proceed to use ā€˜Scan & Goā€™ in the store and then have to stand there whilst the poor staff have to split all your shopping manually into 3 Ā£30 chunks and scan it at the standup terminal because of some silly policy!

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