Once you’ve had your first salary payment paid into your account, tap on the transaction in your home feed to look at the details:
- If you have the option to “Send money to [name of party who paid you]” then you’ve been paid by Faster Payments. If so, you won’t get the option to claim your money a day earlier (at 4pm) because Monzo does not receive advanced notice of the incoming payment - FP’s are instant
- If you don’t have the option to send money in the payment details, it is a BACS payment and you should have had the option to claim it early. Maybe not this time but certainly for future receipts via BACS