Hey!
So I have 2 bank accounts but I’ve had recent issues with Direct Debits (Pre.930 ticket in particular) because of a Nationwide banking error and its just not sustainable having to manage both accounts as a person on disability benefits.
So is the CASS option still completely functional even after 2 years or will I face issues? I’m planning to go full Monzo again.
Yeah I do know there’s a 30 day grace period if you were to use it going out of Monzo.
I was thinking they’d be issues as the account has been used for over 2 years and my DWP payments come INTO Monzo.
Thank you. 
Nationwide also have a silly system of needing to use a card reader to verify Payees too which is annoying.
I don’t mind putting my money into Monzo it’s just I don’t like having every penny in the account, in case something were to happen.
What’s happened is I updated my Direct debit for Transport for West Midlands ticketing and it aint appeared in Nationwide banking, other direct debits appeared just fine. This was over 2 weeks ago now. Plus Nationwide just has a weird system.
It really depends on the users credit score. I’ve seen threads on other platforms of users complaining they were declined for an account as they hadn’t been in the UK for too long.
Plus it varies on your credit file if you’re a bad lender for example.
Okay, I’ll wait until Monday then. Its weird because KLARNA, PAYPAL and EE shown the direct debit before the money was even collected.
They check everything from past address history, how long you’ve been in the UK and such. There’s a lot of background checks.
Do you double post for everything everywhere? 
Yes, Reddit are all about the downvotes and I thought the Monzo forum would be more helpful tbh.
This might be why you was declined then.
So:
So they would likely say yes to the transfer but there’s a chance Nationwide may not want me back?
I don’t know, only the two parties can tell you that.
This might be worth a read too
Yeah thank you.
I’m gonna let my current possibly failed ticketing direct debit go through on Monday (it hasn’t shown up yet). If it goes through brilliant, I can start the process of the CASS.
If not, I’ll just do everything manually. There aren’t many direct debits attached to Nationwide plus Monzo have bonuses for having over a certain amount paid in each month and have you set altrast one direct debit, so e.g more free card replacements.
They have allowances and yes, they do change, depending on usage.
Believe if it’s more than £500 paid into the account and atleast one direct debit setup.
You can move an account that’s two minutes old. Or 50 years old.
Yeah i just thought there would be some sort of issue but thank you.
The honest truth is Reddit is all about downvotes and is full of trolls in my honest opinion. Here people are a lot more helpful.
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