I have a direct debit with PayPal, as well as two recurring payments for another service via PayPal. When the first recurring payment is made, the direct debit is no longer counted as part of the ‘left to spend’ prediction, presumably because the app is assuming the recurring payment is the direct debit.
Details to reproduce:
Set up a direct debit with some provider, to be taken on some date.
Set up a subscription with the same provider, to be taken earlier than the first date.
After the subscription is paid, the direct debit is not predicted as part of the ‘left to spend’ value.
iPhone 12 Pro Max
Because this takes place over the course of the month I haven’t got screenshots to show the issue but hopefully it can be reproduced fairy trivially.