I think he means there should be a āwork anywhereā web app, rather than native apps.
Which, IMO, is a dreadful idea.
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In the case of a shopping site, then a āweb ripā of a website made scalable to mobile makes sense.
In the form of a bank then no, IMHO.
BUT, it would be nice to see at least an iPad version of the app, which you could use even if it was installed onto the phone etc.
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I think youād be surprised just how well web apps can work. The entire Monzo app and all of itās current functionality could easily be a web app that works on every device.
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I had a Virgin credit card and I was also frustrated by them closing their web services and going app-only. Donāt use that card any more. 
From an accessibility angle, web has always been important. There seem to be few concessions in the app design for people with visual or motor impairments. Iām sighted, but using it as a blind/VI person would with the Android screen-reader is a really frustrating experience.
While most mainstream banking apps have fairly similar app design, itās no reason for Monzo to neglect this userbase segment where other banks also have fully fledged web interfaces. The Equality Act has a few pertinent points about equal access to web sites and services, and the penalties to service providers for treating some groups less favourably.
For an essential service like banking, no equivalent web access to account functions was never really acceptable and is increasingly frowned upon, even if the zeitgeist is app-centric. Monzo has betaād/labbed stuff with webviews before, the only really noteworthy app-specific thing I can think of is the nicely implemented MC SCA verification, that can be done by SMS or web interstitial.
Fingers, toes and eyes remain crossed for future improvementsā¦
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They can, and Iāve seen some good ones.
But, Iāve also seen some really terrible ones too
I recently started going through a backlog of mis-categorised transactions and spent a couple of hours lying in bed going through my trends page. Not the most comfortable experience to be honest. Iāve found myself wishing for a desktop version because of this and similar experiences (though I am aware that what I really wanted at that moment was to reduce the number of taps needed to recategorise things, it was quite tedious)
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Totally agree! Canāt believe is is now 3 years since this post and we still donāt have a desktop version of the appā¦ Come on Monzo - whatās to lose??
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Yep even revolut have one.
Maybe Resolut will give them the push they need to develop a desktop appā¦ to date, only Starling has given them competition AFAIK
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What! I didnāt know that! 
Definitely a simple but functional desktop version of Monzo will help a lot. I am 100% sure it could be the coolest design ever if they do. 
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And, sadly, Iām 100pc theyāll never do this. Nor an iPad app.
If they were going to do it it wouldāve happened by now.
I still hold out hope for this feature
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Just being curious. What things would people need to use web based banking for with monzo?
Transactions you can just email yourself the pdf for dates/Months required to view in computer.
Payments surely quicker and easier to do via the app.
Some banks you can only do certain things (close/open savings accounts) via a browser/computer but monzo is built for everything to be done via your phone.
RE categories as above, wonāt take hours if you do it as you go
Iād want a fully featured progressive web app. Nothing more, nothing less.
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It would likely never bother me never having web access as I know ill always have my phone with me to do the things I need.
I donāt rely on my laptop for anything other than downloading movies.
This feels like the biggest drawback with Starlingās web interface: you need your phone to log on. That kinda defeats the object for me.
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As with Revolut.
I still struggle to understand why people would need a web based banking application when everything is in the palm of their hands for functionality, and then reviewing your banking IE statements can just easily be sent to the bigger screen by various methods.
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Because not everyone wants to look at some poxy small screen all the time. A big screen can help at times
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I would absolutely prefer a larger web based screen to manage my finances. There are literally dozens of things that we use our phones for that are convenient but that preference would be for a larger screen if possible.
I use my phone all day; I wouldnāt sit there of an evening watching TV through it though. Itās no different to that.
I donāt need extra features on a web based application - I just want to be able to not be picking my phone up and scrolling on the small screen when doing my finances on my laptop each month.
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