Debit cards - are you covered?

In the instance there is any fraudulent transactions on your account ( visa or MasterCard) are you covered by the bank or does that only apply to credit cards ?

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For fraud. Yes.

If you have your PIN to someone else. No.


You are covered provided the bank can’t prove you’re negligent (which they can’t)

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Yes, under both UK law and mastercard and visa regulations.

It’s up to the bank or building society to prove it was not you.

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Ok thanks guys :+1:t4:
God forbid it ever happens as I’m very alert and always check my cards are on me

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