Debit cards - are you covered?

Monzo Chat
1

Hey
In the instance there is any fraudulent transactions on your account ( visa or MasterCard) are you covered by the bank or does that only apply to credit cards ?

1 Like
2

For fraud. Yes.

If you have your PIN to someone else. No.

See https://www.which.co.uk/consumer-rights/l/card-fraud

3

You are covered provided the bank can’t prove you’re negligent (which they can’t)

1 Like
4

Yes, under both UK law and mastercard and visa regulations.

It’s up to the bank or building society to prove it was not you.

1 Like
5

Ok thanks guys :+1:t4:
God forbid it ever happens as I’m very alert and always check my cards are on me

1 Like
6

This topic was automatically closed 180 days after the last reply. New replies are no longer allowed.