I only take other debit or credit cards, or ID, if I know I will need it. In an emergency, or if Monzo is down, I can use Apple Pay for my other cards or RBS/Natwestās cashless cash machine withdrawals for cash.
I am card less ļø usually I donāt carry any cards at all. I was carrying Monzo until it got on Android Pay so now back to not carrying anything physical. Debit cards,. Credit cards and loyalty cards are all in Android Pay. Professional Membership and ID cards are not something I would need every day so I just take them when required.
At most shops I found there is no limit you just have to authorise payment by unblocking your phone. So basically do what our iOS users do and touch finger print sensor for payments over Ā£30
Thereās an increasing trend of shops doing contactless by taking the card off you and walking to the till rather than taking the keypad to you to tap. All the local pubs now do this for example, presumably because itās easier on the staff. Iām not sure thatād work with a mobile phoneā¦ if it locked they couldnāt unlock it to pay, so carrying the monzo card is essential for that.
I have monzo card, prescription prepayment, legacy debit card (although that account is empty), driving license, and national trust card.
Monzo prepaid and CA, Capital One credit card, Starling and Curve (the last 2 are closed accounts I just carry if I need to show them to someone new to Fintech unaware of the challenger banks).
Iāve had the same kinda chunky wallet for the last decade and Iām really trying to slim things down (slim/minimal wallet suggestions are appreciated ); for now I carry my Monzo card (of course ), my B debit card, organ donor card and my ID.
I almost never carry cash these days!
Anarchist
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