I agree. It’s a barrier and it stops people using Monzo. My other half has a Monzo account which she uses when she travels. I’ve been trying to persuade her to move from Halifax, but she won’t. The reason is that with Halifax when she gets a cheque she can pay it in on the app but with Monzo she has to post it.
I won’t post my cheques to Monzo - so she questions why should she.