I think the reason these aren’t marked as done is that custom payee photos haven’t been implemented on iOS yet and custom payee photos also don’t show up on the transaction feed.
This is definitely done. Flex == Monzo version of a credit card. Other things people are asking for are features for Flex.
There are a few other topics that have been completed but not marked as done:
Joint Account cards should be different colour! - 108 votes.
Integrated cashback / rewards scheme - 106 votes
And a few topics which have the 
but haven’t been moved to the ‘Done!’ topic:
Debit card pot to pay from / spend from pots / pay from pot (Monzo Plus Virtual Card) - 180 votes
And, finally, one topic that should probably be marked with 
:
Fitbit Pay - 85 votes
We probably need a topic to track the updates needed to topics !