I suppose most of their customers don’t need a bank app they have enough funds to not have to check 
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I keep telling myself one day 
that day never comes
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Good to know. It’s not set in stone where the BIN is. Fineco EUR was originally UK but is now Italian (their sterling card is still UK).
It would be nice to have an alternative to Bankera although that’s what I’ll be using in the absence of Fineco.
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Interesting, I didn’t know that!
I only have a GBP card with them, as that’s what I picked during sign-up and didn’t feel it was worth paying for a second card. Now they are winding down anyway, I will have to rely on bunq (existing pre-Brexit account) as a fully licensed, EU IBAN bank for receiving and sending SEPA payments without extra fees & Bankera for an EU BIN card (although they are only e-money).
Just spoke to them and they said my application is in the final stage and if all being well should be opened Monday!
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So what I gather from reading the posts above, they’re not asking for your income details?
When you think private bank, you think a minimum income of £250k.
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The lady I spoke to said it’s been like that for a while so no idea what makes it “private” now
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That’s really interesting to know, and I’m guessing it’s a hard credit search?
I would assume so, but not been alerted to one yet
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There has been a free “normal” account since the old Sterling Current Account dropped its requirement for a £5,000 minimum balance. I think that was quite a few years ago. Scrapping that account and merging it into the Private Current Account, while removing all qualification criteria for that account, is the recent change. But it appears to be nothing more than product range simplification, given that the two accounts were very similar anyway. It’s still a bank where most customers are referred via a financial advisor, so it’s still somewhat exclusive even though they do allow direct applications.
My application appeared on my Equifax report as a “Cater Allen Private Bank (I)” and appeared on TransUnion as “Santander”. I am not sure about Experian.
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When did you apply? And when did the search come up? Was it a hard search?
Yes, it was a hard search for a current account.
I first applied around this time last year, for the Sterling current account, but at the time their applications processing was massively delayed. They emailed me weeks later to ask for some clarification but I missed the message as it went into Spam. By the time I’d noticed, my application had expired.
I then left it for a while because I didn’t want to reapply during a period when I’d had loads of hard searches for other accounts recently, in case I was declined. So I left it until early this year, reapplied for the new Private current account, and was accepted.
Ah okay don’t wasn’t recent then. Who knows just have to wait and see what they say
Yes, not that recently.
Before this thread started anyway!
Got a pic of the card? 
presumably you’re a normal human being like most of us and not an otherwise private banking person?
I don’t have the card with me at the moment, sorry.
Without revealing too much about myself, yes I am a normal person but I do have a pretty good history with Santander (if that helps), so I have had Santander Select status for a while.
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Say no more!
Select requires the following so damn
Have a Santander current account and
Pay your main income of at least £5,000 per month into your current account
Or keep £75,000 in any Santander investment(s), savings or current account
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So you’re saying I should apply?
You know you want to 
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I think the most helpful information for people will be from those applied what their salary/monthly pay in is.
Then you gauge success rates based on that; but understandably I get people wouldn’t or might not want to share that information
Although I’m excited to see above who gets accepted