They have long been promising to add more providers, but never did to the old app.
There must have been a freeze on features once they decided to start work on the new app.
Cater Allen’s API probably wasn’t ready until the deadline from the FCA to become complaint, given their slight differences between their own technology and Santander’s.
Not really. They’ve been adding quite a few features and making changes whilst the new app is being tested/piloted. Many of the features that have been added to the new app have also made their way to the old app as well (e.g. transaction maps).
I think they’ve only added new features in a modular fashion, where work on them can be made to work for both apps - if that makes sense.
No expansion of old legacy code.
I do agree with you there. No point doing work to an app that will go soon if it can’t also be applied to the new one.
Yes, exactly.
I think they might be trying to open themselves to a wider audience!!!
I mean that’s great that they may be opening up to a wider customer range but then doesn’t that take away from the stigma behind a “private bank” and it’s exclusiveness
Cater Allen Public Bank?
Don’t say that. Half of the people who’ve applied today won’t want an account now.
Normally, private banks (and the sort of people that bank with them) see the exclusivity as a good thing.
More of a badge of honour, than a stigma.
Anyone get any further?
Everyone signing up I’m assuming is to collect the piece of plastic and not actually to bank with them?
It says 5-7 days lol
Plastic yes.
Will I bank with them. Umm possibly yeah. But no App is drawing me away quite a bit and no Apple Pay!
I do actually bank with them but mainly for the Euro account, I don’t use the Private Bank Account (GBP) really - although if I ever received a large cheque beyond in-app cheque deposit limits, I’d probably deposit it using their postage-paid envelopes. This is because there is a postbox right near my house but not a Post Office nearby.
I also might use them if I ever buy a house, because you can arrange your own CHAPS payments using online banking, which is useful.
What’s the BIN if the EUR card (first six digits of the card number)? Wondering if it’s a UK or EU issued one.
I think it’s UK - but in the Eurozone countries I tend to travel to DCC isn’t a significant problem.
Sometimes you can avoid DCC by using contactless anyway, and this is what I generally do, so I rarely get DCC prompts on any cards.
It’s not so much the DCC but the increasing charges for non EU issued cards that I’d like avoid. It is £7 per ATM withdrawal in the Czech Republic for a UK issued card Vs nothing for an EU one.
If you could check the BIN on Credit Card BIN Numbers Database | Bank Identification Number Lookup | BIN List 2024 that would be great. Conscious that as a Santander card, it might have an EU BIN.
Im persuming you would just use the Santader App for this? - I’ve not read through the full page just being nosey.
I use Bankera for that, which is an account genuinely “based in” Lithuania, so the card BIN and IBAN report as from that country.
I haven’t travelled to the EU recently so haven’t had a chance to test all my other cards since charges became more prevalent.
I’ve tried the BIN checker and get UK as the result for Cater Allen. Not wrong, technically, I suppose as the account is in the UK.
No, it is a legally separate bank. There is no app.