I got my card a month ago. Added the £100 to activate and didn’t use it.
Yesterday I went to Stansted and bought my monzo card. I changed the pin successfully at an ATM. When I tried to pat contactlessly the authorization took a few minutes and then was declined.
When I landed in Spain I tried to withdraw at an ATM with my new pin and got declined after selecting the amount to withdraw.
I’ve since tried it at 4 ATMs and had it declined just before the money is dispensed each time.
Am I doing something wrong or is this a bug?