I need a cheque to express clear. My friend said it would cost £47 to do this! Is this correct?
Not to my knowledge.
You can open a Starling account and have the money tomorrow.
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I think your friend is mistaken, Monzo have no such thing.
Details on how to post a cheque are in the below article and there is no mention of it:
It does state that you can pay for tracked delivery and this is generally a little is quicker, so perhaps this is what they’re referring to? Not sure where £47 came from though 
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Different bank, I suspect.
Or a cheque cashing business, seems more likely to me.
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You can only use Starling to deposit a cheque up to £500 above that and its send it by post…
I can remember some banks used to charge £30 to courier a cheque to the bank of the person issuing the cheque…
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