Kind of similar to the idea posted here.
A neat little feature idea is the ability to approve payments that are made either via Online or Manual Entry. I.E. not by the physical card.
You get 60 seconds or so to approve the payment (comes through on push notification, click that to quickly approve or reject [3d touch on iOS…]) before the payment succeeds. Card payments do not have this as it’s using a physical card.
This idea comes after a fraudster attempted to use my card details to make a purchase. I didn’t have the funds so it didn’t happen, but if I did then the ability to reject it would’ve helped.
Just an idea to through out. Might be rubbish might be awesome. Either way it’s a long term idea!