Apple Pay šŸ‘€

I used it constantly with my previous accounts, and miss the option now I don’t have it on Monzo. It’s just super handy to be able to pay with my phone which is within a few feet of me pretty much 24 hours of the day. More than once I’ve gone to the supermarket and realised I’ve forgotten my wallet, but always have my phone. I do it at least once a week at the cafe in my office too, because I leave my wallet on my desk while I wander to meetings and then forget to grab it before going down.

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I used Apple Pay all the time with my previous bank and the reason I used it was because I’d have a record of my spending on my phone so maybe it is less needed on Monzo.

However I also find it easier than using chip and pin at places that fully support Apple Pay so I can still do a ā€œContactlessā€ payment even for large amounts. For example I paid my car deposit via Apple Pay Ā£350 without having to use a pin and get my card out etc. so much easier!

It’s important that we don’t speculate on time scales yet as there isn’t an official update from Monzo on Apple Pay.

Okay, but I’m pretty sure that’s what most forums are for? :stuck_out_tongue:

It’s fine if there is a source to backup a statement, which is how your comment read.

Pure speculation is something very different - and I wholeheartedly support it!

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Edited for clarity

Haha, glad to hear it :joy:

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I generally use Apple Pay or card, whichever happens to be handier at the time.

I have an iPhone 6 and have found that Apple Pay seems quicker now than it was when it first came out.

The only time I don’t use it is on TfL - that extra 1/2 second going through the gate is really noticeable.

I set up android pay on my legacy bank. I’ve not used it once :woman_shrugging:

Had to use Apple Pay in Portland, Oregon yesterday! Wouldn’t accept the contactless card, but would Apple Pay. Weird :face_with_raised_eyebrow:

Steve Jobs is probably still bribing people or something

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I use Apple Pay most days, I find it really useful and like the idea that your card details never get disclosed to the vendor. Just annoying that most retailers impose the Ā£30 contactless limit, which apparently doesn’t need to be in place for Apple Pay.

Also the transaction is displayed/notifies immediately and can be viewed again unlike the RBS app when using contactless where you have to wait a few days. I suppose this isn’t really an issue with monzo seeing as the notifications are one of the best features of the card.

Anyway, I agree Apple Pay felt odd at first and even more awkward using the watch, but it’s become second nature to me and I find my myself reaching for my phone rather than my wallet.

The transaction can be viewed instantly because the device with which you’re paying for knows the amount so immediately generates the notification, but still that won’t sync if for example you’ve got multiple devices.

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I’d love the idea of using the contactless feature on watch/iPhone. Also does anyone know if there is an Apple Watch Monzo specific app? Thanks

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No, just notifications.

I don’t think there will be one either.

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It would be good to see them support notification actions. Changing category for payments or seeing the current category is a common thing I want to do from the lock screen or my Apple Watch

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I use Apple Pay wherever possible. It’s very secure, can’t be cloned like your card can be, and super convenient. Most stores enable you to pay a higher amount than contactless which means no carrying cash or cards. Oh and paying for stuff online using Apple Pay is pure joy because it’s so so easy.

I have come unstuck before. Apple Pay on the way somewhere… mobile battery dies… suddenly I’m looking at a long walk home. Now I carry a battery charger everywhere…

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I think a lot of people forgot that Apple Pay is also about security. Maybe you should watch the keynote where Apple introduce Apple Pay. I use Apple Pay all the time, from buying my Stagecoach bus ticket, to ordering clothes on Asos. I hate having to enter all my card details on websites.

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Apple Pay is great. I can’t wait to have it with my Monzo account.

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I find Apple Pay very useful. I routinely head to the gym early morning, without my wallet. I find it very convenient to have the option to use Apple Pay to buy groceries on the way home afterwards - usually by Apple Watch. I also use Apple Pay at vending machines at work, for online purchases - and recently while in Morocco to top my my Monzo prepaid card since I couldn’t enable magtripe on my Monzo debit card.

I like to keep my wallet as light as possible, and can’t wait to use similar functionality to store all my store cards. Who needs a half inch of plastic in their back pocket :slightly_frowning_face:

When I use my Starling account, it’s usually because I need to use Apple Pay.

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This must be a very traumatic time for you :wink:

(for all Starling lovers: it’s a joke)