I used it constantly with my previous accounts, and miss the option now I donāt have it on Monzo. Itās just super handy to be able to pay with my phone which is within a few feet of me pretty much 24 hours of the day. More than once Iāve gone to the supermarket and realised Iāve forgotten my wallet, but always have my phone. I do it at least once a week at the cafe in my office too, because I leave my wallet on my desk while I wander to meetings and then forget to grab it before going down.
I used Apple Pay all the time with my previous bank and the reason I used it was because Iād have a record of my spending on my phone so maybe it is less needed on Monzo.
However I also find it easier than using chip and pin at places that fully support Apple Pay so I can still do a āContactlessā payment even for large amounts. For example I paid my car deposit via Apple Pay Ā£350 without having to use a pin and get my card out etc. so much easier!
Itās important that we donāt speculate on time scales yet as there isnāt an official update from Monzo on Apple Pay.
Okay, but Iām pretty sure thatās what most forums are for?
Itās fine if there is a source to backup a statement, which is how your comment read.
Pure speculation is something very different - and I wholeheartedly support it!
Edited for clarity
Haha, glad to hear it
I generally use Apple Pay or card, whichever happens to be handier at the time.
I have an iPhone 6 and have found that Apple Pay seems quicker now than it was when it first came out.
The only time I donāt use it is on TfL - that extra 1/2 second going through the gate is really noticeable.
I set up android pay on my legacy bank. Iāve not used it once
Had to use Apple Pay in Portland, Oregon yesterday! Wouldnāt accept the contactless card, but would Apple Pay. Weird
Steve Jobs is probably still bribing people or something
I use Apple Pay most days, I find it really useful and like the idea that your card details never get disclosed to the vendor. Just annoying that most retailers impose the Ā£30 contactless limit, which apparently doesnāt need to be in place for Apple Pay.
Also the transaction is displayed/notifies immediately and can be viewed again unlike the RBS app when using contactless where you have to wait a few days. I suppose this isnāt really an issue with monzo seeing as the notifications are one of the best features of the card.
Anyway, I agree Apple Pay felt odd at first and even more awkward using the watch, but itās become second nature to me and I find my myself reaching for my phone rather than my wallet.
The transaction can be viewed instantly because the device with which youāre paying for knows the amount so immediately generates the notification, but still that wonāt sync if for example youāve got multiple devices.
Iād love the idea of using the contactless feature on watch/iPhone. Also does anyone know if there is an Apple Watch Monzo specific app? Thanks
No, just notifications.
I donāt think there will be one either.
It would be good to see them support notification actions. Changing category for payments or seeing the current category is a common thing I want to do from the lock screen or my Apple Watch
I use Apple Pay wherever possible. Itās very secure, canāt be cloned like your card can be, and super convenient. Most stores enable you to pay a higher amount than contactless which means no carrying cash or cards. Oh and paying for stuff online using Apple Pay is pure joy because itās so so easy.
I have come unstuck before. Apple Pay on the way somewhere⦠mobile battery dies⦠suddenly Iām looking at a long walk home. Now I carry a battery charger everywhereā¦
I think a lot of people forgot that Apple Pay is also about security. Maybe you should watch the keynote where Apple introduce Apple Pay. I use Apple Pay all the time, from buying my Stagecoach bus ticket, to ordering clothes on Asos. I hate having to enter all my card details on websites.
Apple Pay is great. I canāt wait to have it with my Monzo account.
I find Apple Pay very useful. I routinely head to the gym early morning, without my wallet. I find it very convenient to have the option to use Apple Pay to buy groceries on the way home afterwards - usually by Apple Watch. I also use Apple Pay at vending machines at work, for online purchases - and recently while in Morocco to top my my Monzo prepaid card since I couldnāt enable magtripe on my Monzo debit card.
I like to keep my wallet as light as possible, and canāt wait to use similar functionality to store all my store cards. Who needs a half inch of plastic in their back pocket
When I use my Starling account, itās usually because I need to use Apple Pay.
This must be a very traumatic time for you
(for all Starling lovers: itās a joke)