Having looked again at Latest activity I actually think itās even more pointless. When I click into it, I see a list of transactions. I have to look closely to see which accont each one went out of, personal or joint. Thereās no current balance (how can there be, itās not for one account).
People previously complained about only having the current balance on the account transaction feed, and not a running balance. This goes the opposite direction and doesnāt even show a current balance.
The whole combined activity feed feels pointless.
Edit - for those who donāt have joint accounts, Latest activity looks like this.
Move money should let me move my money between my accounts - Personal and Joint.
The money in the business account is not mine. It belongs to the business. It only becomes mine when the business pays out a salary, or a dividend, or a repayment from the directorās loan account ledger.
There should be friction involved in moving money in either direction. Accidentally moving money to or from the business account causes additional work in explaining this come year end.
The whole ābank transferā process, involving setting up a payee is fine for this - the move money option isnāt, IMO.
As I say, not directly app evolution and so donāt want to derail the thread with arguments for or against but while weāre looking at the UI that seems a quick win.
My suggestion for how to improve the transaction feed would be to include tappable filters at the top - I think the best implementation Iāve seen is the note taking app Bundled:
Above the transaction feed you could have filters for each connected account. The default (like Bundled) could be to show a feed of all filters/accounts. If you then tap a filter, it switches to showing just the transactions for that account (there could be a nice animation of filtered transactions fading out and the list collapsing). Then each subsequent tap of other accounts adds those back to the feed.
Most people will either want the feed with all transactions, or will switch to see a feed for just one account, and itās a maximum of one extra tap to cover all those use cases. For those who want a few (but not all) accounts in the feed, itās still quite quick to do. Monzo could also save your filters so each time you open the feed, it shows the last set of filters you applied. That way itās easy to set up a custom feed with for example all your personal accounts, and you donāt need to redo it every time you open your transactions.
I had mentioned this in a Trends post some time ago, and I think it would work well in the new home screen too; I think some sort of āprofilesā setting might be useful, so I can quickly toggle between different views according to what I want to see.
For example, a āHomeā profile that shows my current account, mortgage etc., and a āHolidayā profile only showing my Holiday pot (and recent associated VC spend) and a connected holiday credit card.
It works fine in the current interface when you pull down. Scroll up/down is a natural movement. Itās the quickest way to see all the detail, and almost as fast to access the last pot on the screen as the first.
Scrolling across (again, as per the current interface) is something I use occasionally, but itās not the primary method I use. But if I do use it, itās bigger and gives access to the Feed/Manage tabs without an additional tap.
The current new interface is small, fiddly, cluttered, harder to read, and requires multiple thumb swipes to navigate.
Just checked old vs new.
Old: two vertical swipes to see all my pots.
New: seven horizontal swipes to see them all.
Should probably caveat my answer with still using it because i see the potential and want to see tweaks as and when they happen but currently the old home screen is miles better.
Itā\s probably worth mentioning though that i actually liked the old home screen, I think the biggest problem with it was that somehow people didnāt seem to know it was there as you always default to the awful carousel
I agree thereās potential but itās currently got far too many faults.
Iāve gone with āsticking with itā but Iām fact Iām flipping between the two. Turned it off to do the first shot at the monthly accounts (personal and business) yesterday so I could find what I needed.
Now back with it but just finding more things I donāt like.
Will turn it off on 27th to do the final monthly reconciliation before payday on 28th and all the money moving around on 1st.
The horizontal pot scrolling also seems to stay where you were last, even after switching between personal/business account screens, and when switching between apps.
So I come back and want to see a pot, but donāt know whether I need to scroll left or right to see it.
I voted āI like itā as Iām still using it and like it and can see the potential in it but not totally satisfied with it at moment! Pots total showing personal and joint account still I big no no for me.
Yes but the new layout is a central place; itās not the same as the old layout. Itās to see at a glance everything you have. You canāt have 25 pots vertically aligned on the main page if youāre having everything there too.
The only time I can see pots vertically aligned is in the edit screen when youāre deciding which pots to show and which not to. Fine. But in the overview screen? Please God no.
But the old layout is also a central place to see everything you have - isnāt it? It is for me. I use the vertical layout probably 95% of the time rather than the carousel.
I donāt understand why theyāre using a horizontal scroll which hides things from view and makes it harder to find them. I donāt even know whether to scroll left or right unless I memorise the pot order or sort them alphabetically.
In the old interface I can get 10 pots vertically on screen - the new interface is 2-and-a-bit horizontally.
Even a summary section with the pot total for each account (NOT, please, the combined total of personal and joint pots) which you could tap to expand vertically might be a goer. But the current horizontal scroll window is awful.
Not a huge fan of having Latest Activity above pots, but presumably that will be customisable. However a couple of points on Latest Activityā¦
Make it customisable and toggle pots included.
When navigating to a transaction line item and then hitting back should return me to my place in the Latest Activity timeline, not back to the overview.
The fact is this is the new layout. No use trying to get them to change it to what it used to be. And in the new layout, 25 pots vertically would be messy.
