So today I logged into the app and was greeted by this annoying button…
Make Monzo my main account…
The reason this is annoying is that Monzo has been my main account since I joined Monzo… I pay all my bills from Monzo and get my salary paid into Monzo… surely it should be smart enough to know by my usage of the account it’s my main account and not bug me with annoying buttons that clutter the screen?
I don’t have that and I don’t have my salary paid into Monzo.
I wonder if its because I’ve used the current account switch service (for switching over some direct debits).
I also don’t have that button to the right of the balance just above the card - what is that for?
I saw this recently too. I tried to go through as far as I could to make it think I had completed the steps but its still there.
Monzo is my full account. I have my salary paid in, direct debits and I used the partial CASS.
This implementation is quite basic, we are looking into the right cues that would indicate a user is already using Monzo as their main account - potentially checking if a CASS switch has been done.
If it helps with debugging, I have used a full switch from CASS but also get this message. Could it be in any way to do with the joint account (which obviously hasn’t had CASS used!) or was it just coincidental timing?
I’m not full Monzo and won’t be for a good long while (if ever) and my thought process was:~
Convince me stage:
Summary: nobody made clear when the date flexibility was fixed (i.e. paid on the last working day is not just paid on the 30th) which was the major reason why I hadn’t set a “salary”
I already separate bills from day-to-day spending by not going full monzo
Targets have come to Android but I find myself mostly ignoring them
Let’s do it stage:
I liked the template letter to HR
As above, there’s not a great argument for a reason why to move bills if you already separate things
Maybe mention the bill tracker?
I think asking to setup a standing order out to pay bills is a little grasping at straws, but I see why it’s there
The thing that’s really going to convince me to switch are features - my setup prepares for higher than expected bills (committed spending + %), it saves for yearly payments (pots transfers a tad more complex than IFTTT) and lets me be “paid” on the day I choose (YNAB principles).
Add me to the list of those irritated by UI we can’t dismiss (committed spending, blank categories etc…).
Button is a bit redundant for me too. I get my salary paid in, have various DDs and Standing Orders, but didn’t use CASS. Would be nice if there was a way to dismiss it
The button is redundant to me too. Not because I have money my salary over - I haven’t yet - but getting the nudge to switch it over is not the reason I am not fully switching to Monzo. Monzo simply hasn’t got the features I request yet. I have also consolidated 3 old current accounts into Monzo so having a CASS flag isn’t always accurate either.