I used to dread opening my banking app. I used to bank with Santander and due to what is the norm with older backs, I would never truly know what my account held, simply because everything is 3 days behind. Why, just why.
I opened a Monzo to use initially as an account to spend my expenditure money. After using it day to day, seeing push notifications immediately, the simple but awesome design of the app, seller icons, easy sending of money etc I felt I needed more.
After seeing the features around bills coming out and being notified by push, that I see by the time I’ve woke up. Direct debits and being told to top up the account if funds were running low. This is when I had to move.
Don’t get me wrong, I never used to miss bills or payments, I know when something should be going out.
Once I moved I never for a second regretted it. Banking and money used to make me feel anxious of opening my old banking app. Not knowing what mess I might be in, in some cases simply thinking that I’d rather not know and hope for the best. Now I find myself opening my bank app more than Facebook! I go in sometimes for nothing
Since I moved we now have the extra features of bills being shown in advance, which for me is the best feature yet!
Monzo don’t want to provide you with out of date transactions to get you in your overdraft for a few days to make a few quid. They want you to do the opposite. Monzo changed my perception of my money. They made me fall in love with banking.
The simple and main reason why anyone should move is because they want to make you better with your money! They care and have your best interests at !